Careers at HealthOption
Build a career where your work protects families
We provide the leads, the dialer, the office, and the training — you bring the drive. Become a licensed health insurance agent with HealthOption and start earning in weeks, not years.
Why this career
Why become a health insurance agent?
More Americans need coverage every day — and the agents who guide them earn the rewards. Here's what makes this career genuinely worth it.
Make a difference — your work protects families from financial catastrophe.
Recurring income — health insurance renews, so your book pays you year after year.
Strong market — Florida is one of the fastest-growing health insurance markets in the country.
Low barrier to entry — get licensed in days, no college degree required.
Flexibility — work the hours that fit your life, hybrid or in-office.
What we provide
Everything you need to succeed
Most agencies make you buy your own leads. We don't — you bring the hustle, we bring the infrastructure.
Pre-Qualified Leads
We hand you exclusive, locally-sourced leads every week — no cold calling or buying your own lists.
Cloud Dialer & CRM
An auto-dialer and the OneLink CRM keep you talking to prospects instead of dialing numbers all day.
Modern Office Space
Bright Florida headquarters, fully-equipped stations, kitchen and breakout areas — hybrid-friendly.
Hands-On Training
Paid mentorship and live call coaching from producers who close six-figure books of business.
Mentorship & Team
Pair with senior agents on your first 30 deals — short ramp, fast income, real support.
A Real Career Path
Producer → senior → team-lead ladder with monthly bonuses and residual income on renewals.
Income potential
Real earnings, no ceiling
Health insurance is commission-based but renews every year — meaning your income compounds. Our most consistent producers share these patterns:
Year 1 · Ramp
$60K – $120K
Get your bearings, build your book of clients
Years 2–3
$120K – $250K
Repeat clients and referrals compound
Top Producers
$250K+
No ceiling — performance sets the income
Income figures are representative examples, not guarantees. Your earnings depend on effort, conversion, and time invested.
How it works
From zero to producing in three steps
Get Licensed
Complete Xcel's pre-licensing course and pass the Florida Life & Health exam — most agents finish in 1–2 weeks.
Onboarding
Spend your first week shadowing senior agents, learning the products and mastering the dialer.
Start Earning
We hand you your first batch of leads in week two — you start writing policies and earning commissions immediately.
Get licensed in days
Earn your Life & Health license through our partner, Xcel
HealthOption partners with Xcel Solutions for fast-track pre-licensing — most of our agents finish the coursework and pass the Florida exam within one to two weeks.
Start My License CourseAlready licensed? You can skip straight to the application below.
From our agents
Building careers, not just leads
Real stories from HealthOption producers — their words, not ours.
"I came from retail sales and matched my old annual income in four months. The leads are real, the dialer does the dialing, and my manager actually picks up when I get stuck on a call."
Marcus Reyes
First-year producer
"I worked at two other agencies before this. HealthOption is the only one that didn't make me buy my own leads. My book renews every year — last year I cleared six figures for the first time."
Sofia Carter
Senior agent · 3 years at HealthOption
"The training genuinely changed my career. By month nine I was mentoring new agents, and that residual income compounds. I work maybe 35 hours a week now and earn more than I did in corporate."
David Okafor
Top producer · Florida
"Xcel's pre-licensing came recommended — I had my license in eleven days, and HealthOption had calls in front of me on day three. First sale two days after that."
Jasmine Liu
Recently licensed
Get started
Apply to join HealthOption
Tell us a bit about yourself — a recruiter will reach out within one business day.